It’s important to plan for the unexpected when you are traveling abroad. Many travelers think they have thought of everything, from insurance for air travel tickets and hotels, but what about protecting your family from physical injury illness?

According to the insurance professionals at IMG, who offer the Patriot America insurance plan, the average health insurance plan that a traveler has at home may not cover all the same injuries and illnesses overseas. Purchasing a travel insurance package, like Patriot travel medical insurance, guarantees insurance coverage for individuals and families no matter what the destination.

Patriot travel insurance offers value and peace of mind for both short vacations and long working trips overseas. While it is impossible to predict a health emergency or illness, Patriot insurance offers assurance that medical treatments will be covered.

Coverage for several types of medical services and treatments, including emergency room visits and hospital stays are part of the Patriot health insurance plans. Additionally, coverage for dental injuries caused by accidents is included.

Patriot health insurance doesn’t just cover health-related issues; protection against trip interruption costs, lost luggage, and assistance with identity theft cases are included in the plan. Unlike traditional health insurance plans, Patriot America insurance also includes protection against injury caused by terrorism or recreational activities.

Applicants for Patriot Travel Medical insurance must be U.S. citizens traveling outside of the United States, or non-U.S. citizens traveling outside of their home country. Children and spouses can be added to the plan for additional payments.

During a trip abroad, any claims for procedures, hospital stays, or surgery must be pre-certified by the plan to determine medical necessity. Coverage requirements and eligibility are provided in detail upon purchase of the Patriot American insurance plan.

When traveling abroad, plans like the Patriot travel insurance plan provide coverage against unforeseen injury and illness. With travel medical insurance, travelers and their families are protected against the unexpected at an affordable rate.

Ray Sondeo often writes about Visitor insurance.

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